Announcing EPLI Coverage Program

CSI will be rolling out this program very soon. Costs start at .70 per employee per paycheck. Please let us know if you already have this coverage in place.

Employment related claims impact organizations of every size, in every industry. EPLI can protect you and your business —before a lawsuit happens.

• Why You Need Protection

In today’s working environment, this type of coverage is critical for any business, especially if you have employees working with the public or on site at other businesses. This coverage can also protect your businesses from meritless claims brought by disgruntled employees. Even though as business owners, we strive to be fair and nondiscriminatory, misunderstandings and quick decisions can lead to miscommunication – and EPLI coverage can serve as a last line of defense against employment claims.

• Employment Prac􀆟ces Liability Provides Protections Against Claims Of;
  • Discrimination
  • Harrassment
  • Retaliation
  • Wrongful Termination
  • Violation of the FMLA
  • Employment event

All claims are subject to the terms, conditions, and exclusions of the EPLI policy in effect at the time of the claim.
 

• Coverage Provides

Limit of Liability

$ 1,000,000 Maximum Limit of Liability for each Claim
$ 1,000,000 Maximum Aggregate Limit of Liability for all

Deductibles

Client Companies – $25,000
 

In addition to covering claims for discrimination, harassment and other standard employment allegations, the Beazley EPL policy offers the following key features:

• Privacy violation coverage
• Employment event coverage
• Outside directors coverage
• Civil fines assessed under HIPPA
• Negligent hiring
• Optional additional defense limit
• Optional third party coverage
• Claims reporting as soon as practicable

Please let us know if you already have this coverage in place.